Industry Precision
We’re not a generalist law firm or claims processor. We understand fleets, logistics, insurance, and downtime law inside and out.
Proven Results
We consistently drive higher recoveries on non-preventable accidents—especially in cases where downtime value and ancillary costs have gone unclaimed or underrepresented.
Low Friction, High Impact
Our systems are built to plug in with minimal effort from your team—yet yield significant, measurable results.
Your Claims Process, Enhanced—not Replaced.
We’re not here to disrupt your existing workflows. Whether you have an internal claims team, a third-party administrator (TPA), or a hybrid setup, our services are fully customizable to integrate seamlessly with what you’re already doing.
Downtime Subrogation, Inc. operates as a bolt-on advantage—uncovering missed opportunities, improving recovery outcomes, and adding value without adding overhead.
Unlock the Full Value of Every Claim.
At Downtime Subrogation, Inc., we specialize in one thing: ensuring your company is fully compensated for every minute one of your fleet vehicles is off the road due to someone else’s negligence. We focus on loss of use damages—a powerful and often overlooked legal right that many fleets fail to pursue to its full potential.
If your vehicle was in the shop, it doesn’t matter if you had spares. It doesn’t matter if you didn’t miss a delivery or lose a dollar in revenue. If the downtime wasn’t your fault, you’re entitled to be compensated. Period. That’s where we come in.
Think of it like this: Your vehicle was an asset. It was taken offline through no fault of your own. You’re owed for that lost capacity.
What Is Loss of Use?
Loss of use is the legal right to compensation for the time a vehicle is out of service after a non-preventable accident. Whether you’re running a last-mile delivery operation, managing utility trucks, or overseeing a national fleet, this downtime translates to financial loss—even if it’s not immediately visible on your bottom line.
SERVICES
1. Deep Claims Review: Uncover Missed Dollars Across Closed Files
Many companies unknowingly leave tens—sometimes hundreds—of thousands of dollars on the table from closed accident claims. We’re here to find those dollars and put them back in your pocket.
Our Claims Review service is a deep, statute-guided audit of your closed, non-preventable auto accident claims, going back as far as state law allows—anywhere from 1 to 10 years depending on the jurisdiction.
For example:
New York & California – 3 years
New Jersey & Oregon – 6 years
Other states – 1 to 10 years
Once we’ve determined what’s still recoverable, we take it from there—no added workload for your team.
Here’s what we do:
- Review closed claims within the applicable statute of limitations by accident location
- Identify all missed recovery opportunities, including:
- Uncollected loss of use damages
- Missed or underpaid property damage
- Unreimbursed towing and storage fees
- Overlooked diminished value claims
- Any other ancillary recoverable damages you’re entitled to
- Pursue recovery on your behalf—aggressively and efficiently
2. End-to-End Subrogation Support
From documentation to negotiation and recovery—we manage the full process.
3. Loss of Use Experts
This isn’t a side hustle. It’s our specialty. We know how to make the legal and financial case for downtime reimbursement stick.
4. Commission-Only Compensation
No upfront costs. No retainers. If we don’t recover, you don’t pay. It’s that simple.
5. Claims Audits
We audit your closed claims, identify overlooked damages, and go after every dollar you’re owed—with zero financial risk to you.
You pay nothing out of pocket—we’re only paid if we collect!
if we don’t find anything, you owe nothing. If we do, you get paid—and we only take a percentage of the amount recovered.